Credit representative number:50339

Qualifications:

• Certificate IV in Finance and Mortgage Broking
• Bachelor of Business (Banking & Finance)

Professional Memberships:

• FBAA – Finance Brokers Association of Australia

I am an Accredited Mortgage Consultant and as a credit representative of AMP Financial Planning I am authorised to provide credit assistance in relation to loan products.

Subject to meeting lender credit criteria, I can advise on loans relating to

• Residential mortgages and home loans
• Personal loans
• Deposit bonds
• Reverse mortgages

Subject to meeting the lender’s credit criteria, along with any additional lender or AFG accreditations, I can also advise on and/or arrange loans relating to:

• Commercial loans
• SMSF loans
• Rural loans

The full list of approved lenders is available on request but is not an exhaustive list of lenders who offer credit of the nature you may seek.

How I am paid

I receive the following from our practice:

• Salary

I am paid a salary and bonus for meeting targets.

Credit representative number:373006

Qualifications: (Finance Related)

• Certificate IV Financial Services (Finance/Mortgage Broking)
• Diploma of Finance and Mortgage Broking Management

Professional Memberships:

• MFAA – Mortgage & Finance Association of Australia

I am an Accredited Mortgage Consultant and as a credit representative of AMP Financial Planning I am authorised to provide credit assistance in relation to loan products.

Subject to meeting lender credit criteria, I can advise on loans relating to

• Residential mortgages and home loans
• Personal loans
• Deposit bonds
• Reverse mortgages

Subject to meeting the lender’s credit criteria, along with any additional lender or AFG accreditations, I can also advise on and/or arrange loans relating to:

• Commercial loans
• SMSF loans
• Rural loans

The full list of approved lenders is available on request but is not an exhaustive list of lenders who offer credit of the nature you may seek.

How I am paid

I receive the following from our practice:

• salary

I am paid a salary and bonus for meeting targets.

Authorised representative number:1245981

Credit representative number:490337

Qualifications: (Finance Related)

• Diploma of Financial Planning
• Master of Professional Accounting

Qualifications: (Non-Finance Related)

• Degree in International Business

I am authorised to provide all the services listed in the Our advice and services section, except for the following:

• Commercial loans
• SMSF loans
• Aged care
• Employer super
• Exchange traded funds (ETF) and Listed investment companies (LIC)
• Goals based investing
• Limited Managed Discretionary Account service
• SMSF borrowing
• Investor directed portfolio services
• Loans including mortgages and personal loans, reverse mortgages and deposit bonds

Should you require advice and services that extend beyond my authority I can refer you to a suitably qualified professional.

I am also a Credit Representative of AMP Financial Planning and am authorised to provide credit advice regarding how to structure debt, suitability of existing loan structures and repayment options. If you require advice involving mortgages or other lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid

I receive the following from our practice:

• Salary and bonus

I am paid a salary and bonus’ for meeting targets.

Authorised representative number:1245981

Credit representative number:490337

Qualifications:

• Diploma of Financial Planning
• Advanced Diploma of Financial Planning
• Bachelor of Commerce (Finance)

Professional Memberships

• FPA – Financial Planning Association

I am authorised to provide the services listed in the Our advice and services section of this guide, except for the following:

• Commercial loans
• SMSF loans
• Aged care
• Employer super
• Exchange traded funds (ETF) and Listed investment companies (LIC)
• Goals based investing
• Limited Managed Discretionary Account service
• SMSF borrowing
• Investor directed portfolio services
• Loans including mortgages and personal loans, reverse mortgages and deposit bonds

Should you require advice and services that extend beyond my authority I can refer you to a suitably qualified professional.

I am also a Credit Representative of AMP Financial Planning and am authorised to provide credit advice regarding how to structure debt, suitability of existing loan structures and repayment options. If you require advice involving mortgages or other lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid

I receive the following from our practice:

• Salary and bonus

I am paid a salary and bonus for meeting targets.

Authorised representative number:461525

Credit representative number:461526

Qualifications:

• Diploma of Financial Planning
• Master of Business (International Business and Marketing)
• Bachelor of Arts (Psychology)

I am authorised to provide the services listed in the Our advice and services section of this guide, except for the following:

• Estate planning (I am authorised to advise on limited estate planning solutions related to your financial products)
• Gearing and margin lending
• Limited selection of investment guarantees
• Securities (including listed securitiesand debt securities)
• Self-managed super funds (SMSF)
• SMSF borrowing
• Separately managed accounts
• Investor directed portfolio services
• Loans including mortgages and personal loans, reverse mortgages and deposit bonds

Should you require advice and services that extend beyond my authority I can refer you to a suitably qualified professional.

I am also a Credit Representative of AMP Financial Planning and am authorised to provide credit advice regarding how to structure debt, suitability of existing loan structures and repayment options. If you require advice involving mortgages or other lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid

I receive the following from our practice:

• Salary and bonus

I am paid a salary and bonus for meeting targets.

Authorised representative number:1000255

Credit representative number:486377

Qualifications:

• Diploma of Financial Planning
• Advanced Diploma of Financial Planning

Professional Memberships:

• Diploma of Financial Planning
• Advanced Diploma of Financial Planning

I am authorised to provide all the services listed in the Our advice and services section, except for the following:

• Loans including mortgages and personal loans, reverse mortgages and deposit bonds

Should you require advice and services that extend beyond my authority I can refer you to a suitably qualified professional.

I am also a Credit Representative of AMP Financial Planning and am authorised to provide credit advice regarding how to structure debt, suitability of existing loan structures and repayment options. If you require advice involving mortgages or other lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid

I receive the following from our practice:

• salary
• bonus

I am paid a salary and bonus’ for meeting targets.

Authorised representative number: 331614

Credit representative number: 393843

Qualifications:

• Authorised Representative and Credit Representative of AMP Financial Planning
• Certificate IV in Financial Services (Mortgage Broking)
• Advanced Diploma of Financial Planning

Professional Memberships:

• AFA – Association of Financial Advisers
• FBAA – Finance Brokers Association of Australia

The advice and services I can provide you

I am authorised to provide the services listed in the Our advice and services section of this guide, except for the following:

• Aged care
• Exchange traded funds (ETF) and Listed investment companies (LIC)
• Securities (including listed securities and debt securities)
• Separately managed accountsSeparately managed accounts

Should you require advice and services that extend beyond my authority I can refer you to a suitably qualified professional.

I am also an Accredited Mortgage Consultant and as a credit representative of AMP Financial Planning I am authorised to provide credit assistance in relation to loan products.

Subject to meeting lender credit criteria, I can advise on loans relating to:

• residential mortgages and home loans
• reverse mortgages

Subject to meeting the lender’s credit criteria, along with any additional lender or AFG accreditations, I can also advise on and/or arrange loans relating to:

• SMSF loans
• Commercial Loans

The full list of approved lenders is available on request but is not an exhaustive list of lenders who offer credit of the nature you may seek.

How I am paid

I receive the following from our practice:

• equity in the practice

I am the owner and operator of Brisbane Financial Services Pty Ltd and as such shall receive a share of all profits from Brisbane Financial Services Pty Ltd.

Qualifications:

• Diploma of Financial Services (Financial Planning)
• Bachelor of Business (Finance)
• Professional Memberships

AFA – Association of Financial Advisers

• The advice and services I can provide you

With the exception of any services listed below, I am authorised to provide the services as outlined in the Financial Service & Credit Guide.

• Gearing and margin lending
• Securities (including listed securities and debt securities)
• Self-managed super funds (SMSF)
• SMSF borrowing
• Separately managed accounts
• Investor directed portfolio services
• Loans including mortgages and personal loans, reverse mortgages and deposit bonds
• Should you require advice and services that extend beyond my authority I can refer you to a
• suitably qualified professional.

I am also a Credit Representative of AMP Financial Planning and am authorised to provide credit advice regarding how to structure debt, suitability of existing loan structures and repayment options.
If you require advice involving mortgages or other lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid

• I am paid a salary and bonus’ for meeting targets